Health Insurance Commission Cash Advances

Health Insurance Commission Cash Advances (“HICCAs”) provide funding against future commissions generated by licensed health insurance agents (“Producers” and “Sub-Producers”) from the sale of defined health benefit plans to individuals and households (“Members”).

Insurance companies commonly distribute these products through Independent Marketing Organizations (“IMOs”), which oversee networks of approved Producers and Sub-Producers. Members generally pay their premiums monthly, and those payments generate the commission streams associated with the policies.

MABLE Holdings provides funding to support upfront commission payments. In exchange, MABLE Holdings receives the applicable commission stream generated from Member payments until the funded amount and applicable fees have been satisfied.

MABLE Holdings’ offering is based solely on the HICCA strategy described above.